Freelancer / Contractor

Freelancer / Contractor

Insurance Products and Services for Freelance Contractors

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Qdos Accounting

All inclusive Accounting
for £95p/m

  • Payroll
  • Free Incorporation
  • Fully automated invoicing
  • Dedicated Account Manager
  • Personal Tax Return

Tax Liability Cover (TLC35) Insurance

Full IR35 insurance covering all legal costs involved in defending you and the tax, interest and penalties if you are found to be 'caught' by the legislation.

Just £360 for the standard TLC policy, which covers all backdated tax years.

TLC Insurance Quote

Professional Indemnity Insurance

Low cost Professional Indemnity insurance for limited company contractors.

PI Insurance will, for a modest premium, provide you with peace of mind.

PI Insurance Quote

Freelance and Contractor Insurance

Please use the links below to find out more about our Contractor Insurance Products and other services we can provide. If you already have the information you need and know which products you require please visit the Qdos Contractor Insurance Shop for Freelance Contractors

Freelance Insurance

Products and services for freelance contractors that are available from Qdos include:

Professional Indemnity Insurance

Provides protection against the cost of defending claims where it is alleged that a client has suffered financial loss as a result of your error, omission or negligence.

PI Insurance Quote

Tax Liability Cover (TLC35) 

Not only covers representation costs in dealing with HMRC, but also additional tax, NIC, interest and penalties arising from a status enquiry.

TLC Insurance Quote

Employers Liability and Public Liability

Provides indemnity for your legal liability for injury or death to employees or third parties and damage to third party property as a result of negligent acts by you or your employees

ELPL Quote

Jury Service Cover and Legal Protection

Comprehensive legal protection for UK freelancers, including £500 per day jury service cover, contract dispute representation and debt recovery.

Jury Service Quote

Tax Enquiry Insurance

Insurance cover for representation costs in the event of an IR35, PAYE, VAT, HMRC full or aspect enquiry.
TEI Quote

IR35 Contract Review

Provides a detailed and comprehensive look into your contracts by a tax expert, detailing every clause and whether it lies outside IR35.

Contract Review

IR35 Contract Assessment

A less detailed overview of your contract from an IR35 perspective, providing a 'pass or fail' opinion with a list of any necessary amendments. This product is provided free of charge with any other policy purchased.

Contract Assessment 

Contractor Sickness Cover 

Provides monthly payments in the event of an insured person being unable to work through their disablement (accident or sickness).

Sickness Cover

Qdos is the UK's leading authority on IR35 status issues and to date has won over 1,300 disputes against HM Revenue & Customs, resulting in tax savings of over £36m for our clients.

We have used our experience to tailor a unique range of tax insurance products and consultancy services, which are designed to help the freelance contractor fight their battle against IR35 especially in the wake of the managed service company (MSC) legislation changes. 

For total peace of mind, Qdos also provides a wide selection of insurance cover which includes employers and public liability and professional indemnity insurance.

Read what our clients say about us ...



Office Protect Insurance

Protect your office against a range of risks.


IR35 Calculator

Enter your contract details and click calculate.


Contractor Sickness Cover

Qdos Executive Personal Accident & Sickness Insurance.


Qdos Travel Insurance

Travel Insurance for your business and your family.


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