Freelancer/Contractor Shop

Freelancer/Contractor Shop

If you are a contractor or freelancer, please click here for our Contractor Insurance products and services.

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Tax Liability Cover (TLC35) Insurance

Full IR35 insurance covering all legal costs involved in defending you and the tax, interest and penalties if you are found to be 'caught' by the legislation.

Just £360 for the standard policy, which covers all backdated tax years.

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Business Shop

Business Shop

These products and services will be available soon to purchase online.  For help and information please
call 01455 852028 or
email info@qdosconsulting.com

Professional Indemnity Insurance

Low cost Professional Indemnity insurance for limited company contractors.

Just £147 per annum for a £1m IT contractor policy. Policies can be paid monthly at no additional cost

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HR, Employment Law/Health & Safety Shop

HR, Employment Law/Health & Safety Shop

These products and services will be available soon to purchase online.  For help and information please
call 01455 852028 or
email qed@qdosconsulting.com

Products & Services

Products and services for freelance contractors that are available from Qdos include:


Professional Indemnity Insurance 
Provides protection against the cost of defending claims where it is alleged that a client has suffered financial loss as a result of your error, omission or negligence. More info  

Tax Liability Cover (TLC35) 
Not only covers representation costs in dealing with HMRC, but also additional tax, NIC, interest and penalties arising from a status enquiry. More info 

Employers Liability and Public Liability 
Provides indemnity for your legal liability for injury or death to employees or third parties and damage to third party property as a result of negligent acts by you or your employees. More info  

Jury Service Cover and Legal Protection
Comprehensive legal protection for UK freelancers, including £500 per day jury service cover, contract dispute representation and debt recovery. More info 

Freelancer Tax Protection 
Insurance cover for representation costs in the event of an IR35, PAYE, VAT, HMRC full or aspect enquiry. More info 

Contract Reviews
Provides a detailed and comprehensive look into your contracts, detailing every clause and whether it lies outside IR35More info  

Contract Assessment Bundle
Three IR35 contract assessment in a one year period. This product (formerly Freelance Club Plus) is provided free of charge with any other policy purchased. More info 

Contractor Sickness Cover 
Provides monthly payments in the event of an insured person being unable to work through their disablement (accident or sickness). More info

Qdos is the UK's leading authority on IR35 status issues and to date has won over 1,300 disputes against HM Revenue & Customs, resulting in tax savings of over £36m for our clients.

We have used our experience to tailor a unique range of tax insurance products and consultancy services, which are designed to help the freelance contractor fight their battle against IR35 especially in the wake of the managed service company (MSC) legislation changes. 

For total peace of mind, Qdos also provides a wide selection of insurance cover which includes employers and public liability and professional indemnity insurance.