Qdos Freelancer Tax Protection

The bulk of IR35 enquiries start with a PAYE compliance visit or an enquiry from a tax return and could possibly end up at a Commissioners' Hearing. For this reason Qdos Freelancer Tax Protection is an absolute must for all freelancers, affording total peace of mind in the event of a PAYE compliance visit or enquiry.

Your case will be handled by one of our team of tax specialists and fees that you would otherwise have to pay for representation are covered under the policy. All this for a very competitive premium of £115 (including Insurance Premium Tax) per annum.

More and more people are turning to Qdos to supply peace of mind. Our insurance products and tax expertise are comprehensive and extend far beyond IR35 issues. For your information Qdos Freelancer Tax Protection is the first Tax Enquiry Insurance product to include attendance and representation during PAYE compliance visits through to Tax Tribunal (formerly Commissioners’ Hearing) if required.

The insurance is run on a 'claims made' basis. This means that you renew the policy annually and will be covered if you have the insurance in place when you receive notification of an enquiry. Retrospective tax years are insured.

Freelancer Tax Protection includes:

1. Qdos representation and attendance in the event of a PAYE compliance review

2. Insurance of fees up to £50,000 incurred representing you in defence of:

3. Includes weak cases to Commissioners’ Hearing if required.

4. You will also automatically be enrolled in the Qdos Freelance Club Plus.


WHY NOT UPGRADE – Even better, for complete PEACE OF MIND why not consider purchasing our revolutionary insurance product Tax Liability Cover TLC35. Not only are representation costs covered but also additional tax, NIC, interest and penalties arising from an HMRC enquiry.

Please note that you must be a freelancer / contractor in order to benefit from these services. If you are not a freelancer and would like to learn more about the services offered by Qdos, please do not hesitate to contact us.

To apply for Freelancer Tax Protection please visit the Qdos Shop for Freelance Contractors.

When purchasing a product from our shop you will first be asked to register for an account. Once you have completed our online application form and made payment, you will be able to log into your account to view your policy documents or product information.

Statement of Demands & Needs

It is important that before deciding to purchase a Qdos product you consider whether the insurance is appropriate for you.

You should read thoroughly all the product information we have made available to you, in particular the Specimen Policy Wording together with the Summary of Cover (Key Facts) before deciding to purchase your chosen product. These documents contain the full Policy Terms and Conditions.

Please note that you are basing your purchase solely on your own interpretation of the information we have provided.

Click to view Specimen Policy Wording


Click to view Key Facts document


Pay by instalments

Qdos are pleased to advise that we are now able to offer payment by monthly instalments if you pay for any product from the Freelance Contractor shop using your credit card.

Click here to visit the Qdos Shop